Four Point Inspection

After Hurricane Andrew, insurance companies in Florida have been trying to encourage home owners to make their homes safer and reduce claims. Many insurance companies and JUA (Joint Underwriting Association), now Citizens, request 4 - Point Inspections, which often include, but are not limited to:

Insurance companies are generally looking for the systems inspected during a 4 - Point Inspection to be in good working condition and updated when necessary. These systems should not pose any additional risk due to safety hazards, unsafe conditions or deferred maintenance. Example: leaks, unsafe or exposed electrical wiring, or outdated or overloaded electrical panels.

Citizens Insurance has approved the NACHI 4 - Point Inspection Form to be accepted when completed by a Certified NACHI Member.

Most insurance companies require a licensed electrician, a general, building or residential contractor, a roofing contractor or a certified inspector to complete the 4 - Point Inspection and certify the report.

It is often difficult to maintain coverage or acquire new insurance when a request for a 4 - Point Inspection is ignored.

Please call us today to schedule your 4 - Point Inspection. 

         (941) 722-2221