Frequently Asked Questions

  • What is a Wind Mitigation Inspection, and why do I need one?

According to a 2001 Florida Law (§ 627.0629), in order to lower the Wind portion of your insurance premium, you must provide your insurance carrier with a certified Wind Mitigation Report. It certifies the construction features of your home/condo that qualify for discounts.

  • If this has been the law since 2001, why haven't I heard about this before?

Until September of 2007, insurance companies weren’t required by law to tell anyone about it…that includes the agents representing them.

  • Will I qualify, and if so, how much of a savings is possible?

Over 90% of existing homes, even older homes, already have one or more of the qualifying Wind Mitigation features. For homes built since 1970, that number grows to 99%.

As for the amount of savings, it varies. Though the average savings for our clients has been 30% it's common to see savings in the 40% to 50% range. These numbers sound unbelievable, but they’re true! Visit our Savings Gallery for examples of annual savings!

  • How long does the inspection take?


If you have your policy handy when our inspector arrives, and the attic access is clear, it takes less than 20 minutes…otherwise, its around 30 minutes.

  • How long do these discounts last?


The law states that the certification is good for 5 years.

  • Who files the report?


We promptly email the Report along with digital photos to you and your insurance agent.

  • If I want to do this, should I wait for my Insurance Policy to renew?


The discounts become effective the day your inspection is completed! The unearned portion of your current policy will be refunded by check from your insurer, and the discounts begin from that point...the sooner you do this, the sooner you start saving!

  • I’m ready to start saving, how do I get the ball rolling?


Contact Wind Inspections, LLC at (941) 722-2221, or toll free in Florida at (866) 799-4631. If you prefer to request an inspection online, please click here.


©2008 Wind Inspections, LLC. All Rights Reserved.